Ingaba I-Euro ngaphezu Dollar?

Imali yimali ekusasazwe imeko ethile, egqiba iindleko zeempahla kunye neenkonzo. Ngokutsho komthetho, imali ayingabo kuphela i-Banknotes kunye neengqekembe. Ezi ziingxowa-mali kwi-akhawunti yebhanki kunye neeakhawunti, kunye nemali eyayikhutshiwe ekusasazwe ukuze itshintshwe ngabantu abakhoyo.

Kananjalo, imali ethile ayinakuchaphazeleka kuphela kwimeko enye. Umzekelo, i-Euro yimali esemthethweni engaphezu kwe-19 ye-Eurzone. Oko kukuthi, i-Euro yimali enye engaphezulu kwezigidi ezingama-340 zaseYurophu.

Ukukhetha lwemali ukugcina imali ilahleko emali kwi imeko yangoku yezoqoqosho ayikho kwaphela umsebenzi engenamsebenzi.

Kwisithuba kozinzo kwimarike exchange angaphandle, abantu abaqhele ngokugcina imali zeedollar, euro okanye enye imali, ukuzibuza lo mbuzo - oko lwemali ukugcina imali yabo? Oku kukwasebenza abanini-akhawunti yebhanki kunye nabo bakhetha ukuba 'ukugcina imali yabo iikawusi zabo ekhaya.

Abantu abaninzi bakhetha ukugcina imali zabo zeedola - lwemali yeyona iqhelekileyo lula kubantu abaninzi kumazwe amaninzi. Nangona yokuba iingcali ezininzi kwangaphambili ukuba dollar uya kulahlekelwa isimo yayo njengendlela lwemali ihlabathi, ukususela 2014 izinga lotshintshiselwano yayo ibisencinane kuphela kwaye ukomelezwa ngokumandla - kukho sele baxakwa ukuba dollar iya kufikelela euro ukulingana. Noko ke, ekhumbula kubalulekile ukuba mininzi imibandela echaphazela izinga lotshintshiselwano - imeko yezoqoqosho, ezopolitiko kunye nezentlalo zelizwe, ukuze ngamanye amaxesha izinga lotshintshiselwano iza kutshintsha isuka yenze ngokupheleleyo. Ngoko ke, musa ukuba ukuphakuzela uze ngokukhawuleza kutshintshiselwano, kamsinya nje kukutshintshatshintsha izinga lotshintshiselwano kwicala elinye okanye enye - ngokuthenga yelizwe ngeqondo eliphezulu nokuyithengisa ngexabiso eliphantsi, ungaphulukana yinxalenye ebalulekileyo ye imali yakho.

Kodwa ungaqinisekanga malunga dollar. Ngoko yintoni lwemali ukuba sigcine imali yakho? Ngaphandle kwento yokuba euro yenye iiyunithi mncinane wemali ehlabathini, abagcinisa abaninzi bakhetha iidipozithi evulekileyo lwemali World Old. Izinga euro lonaniselwano kuxhomekeke kuqoqosho lamazwe akwi i-European Union, yaye ngoku noncedo kumazwe kwimo lobunzima kwezoqoqosho (umzekelo, Greece), imeko enzima kwamalungu EU ngamanye ayithethi kakhulu kuchaphazela indawo lwemali yaseYurophu. inkqubo kunjalo, ngokuqinisa umgaqo wolawulo-mali US kunye, phezu koko, yempahla ECB kaThixo ukuthenga angasenza dollar yelizwe ekhethekileyo ukugcina imali.

Njengoko kukhankanyiwe ngasentla, kufuneka singazithembi kuqikellelo leengcali. abatyali-zimali babucala ningaqondi ukuba iimali ukuba bathenge bayacetyiswa ukuba sihlale ingobozi bivalent - ukwahlula imali yabo kwiindawo ngokulinganayo phakathi euro zeedollar, yaye ukuba kukho kwakhona sithetha eRashiya, ngoko engange. Oku ngakumbi Kucetyiswa abo azikabi ukuya phesheya konke - le ndlela ikuvumela ukugcina imali ixesha elide. Ukuba izicwangciso umntu sokungena omnye amazwe European Union okanye kummandla wase-United States, ngoko ke Ukugcinwa ezixabisa kakhulu kuyo, umzekelo, xa zeedollar, eshiya pesenti 15-20 kuphela euro.

Ziziphi ikharensi ngcono yokugcina imali

Khawucinge nje ezimbalwa iimali kakhulu ethandwayo zithethwa ngaye xa bexoxa njani ukugcina imali.

engange

Ixabiso eliphantsi le-EUR ukuya kwi-USD ngaphandle kweNtlawulo efihliweyo

Ngaba uyazi ukuba unokuvula ngokulula iakhawunti yemali eninzi apho unokubamba iimali ezininzi, ezinje nge-EUR ne-USD phakathi kwabanye, kwaye uguqule i-EUR yakho iye kwi-USD okanye i-USD yakho iye kwi-EUR nanini na ngokucofa nje okumbalwa kwaye ezinye zezona ziphantsi emhlabeni iifizi?

Ubhaliso lwasimahla

Ewe, kuya kuvakala engaqhelekanga kakhulu, kodwa enye imali ethandwa apho kukho inani elikhulu labantu ukugcina imali lwemali Russian.

Nobubi zokugcina imali engange.

1. Ukuba ufumana umvuzo xa engange yaye uya kuchitha imali yakho kubo, ukugcina imali yakho kwi lwemali kazwelonke kunisindisa ilahleko exchange.
2. needipozithi zebhanki Ruble abe ipesenti ephezulu ngaphezu iidipozithi imali yelinye ilizwe. Ngaphandle kwento yokuba inzuzo iidiphozithi euro kunye iidola athe onyuka, imali yesizwe Russian nangoku outperforms lowo amazwe kulo mbandela.

Ngoku makhe intetho yakhe malunga neengozi lwemali engange.

1. Le imali engange yi kunokuba oguquguqukayo ngokunxulumene dollar enye.
2. Izinga lokukhula kwamaxabiso eRashiya uye wahlala liphezulu kakhulu ixesha elide. NgoDisemba 2017, ireyithi avareji iidipozithi yonyaka kwabantu 5.38%, kwaye izinga lokwenyuka kwamaxabiso yonyaka 2.5%, oko kukuthi, i-abagcinisa imali engange baze bakwazi ukufumana kancinane kwi idipozithi. NgoDisemba 2015, ireyithi waba 10.04%, kwaye izinga lokwenyuka kwamaxabiso yonyaka 12.9%, kwaye iimali akazange ukwandisa kuphela, kodwa walahlekelwa yinxalenye imali yabo.

Idola

Nobubi imali dollar:

1. Le yenye iimali ezininzi zijikwe ehlabathini, esetyenziswa kweentengiselwano ezininzi, kwaye lwemali reserve esingundoqo oondlu-nkulu beebhanki, othethayo ngaphakathi ngokuthanda uzinzo dollar.
2. I dollar kuxhomekeke okwanamhlanje emali, yaye ixabiso layo akuxhomekekanga kokwenzeka lolokwexeshana.

Bendlela lwemali dollar:

1. Ukulahleka imali xa axelelana engange zibe zeedollar, waza ke umva.
2. Amangomso ukuba ufuna ukutshintsha imali zibe engange bazithengele into nabo. Ngokutsho komthetho, unako ukuza nje ebhankini kunye yokutshintsha imali ukuba isixa-mali engekho ngaphezulu kwe-40 amawaka engange. Ukususela kuya kufuneka ukuba ingatshintshwa nge yokundwendwela, yaye ukuze unokuyitshintsha isixa esikhulu engange-40 ukuya kwi-100 lamawaka, ukuba sele kufuneka ugcwalise iphepha lemibuzo, bonisa data yokundwendwela, SNILS, itoti kunye hayi ezidala urhano ukusuka inkonzo yokhuseleko.
3. I dollar i zomgunyathi lwemali kakhulu ehlabathini, ngoko ke kukho ingozi yokuba ezinye imali, ukuba ugcine iidola phantsi komqamelo yakho, iya kuba yimfumba eyilwayo engenamsebenzi.
4. Kukho amathuba kwizithintelo karhulumente ekusebenziseni nokutshintshiselana lwemali.
5. umdla kakhulu low kwiidipozithi - 1,54% ngamnye ngonyaka ukwenzela idiphozithi iinyanga ezili-12.

euro

Nobubi of euro:

1. The euro is quite stable, despite reports of the desire of some countries to leave the european Union and other unrest.
2. In theory, the value of the euro does not depend on the state of the economy of one country. In practice, the situation is somewhat more complicated, since the stagnation of production in large states that are members of the european Union will certainly affect the stability of this currency. And yet, at the moment, the euro looks quite stable.

Bendlela kule mali:

1. Discussion of withdrawal from the european Union in different countries is reflected in the stability of the currency.
2. Despite the common currency, there is no general financial and tax regulation in the eurozone.
3. Xa nokwanana, ungaphulukana ezinye imali, kwaye apha imithetho efanayo, njengako apho imali engaphezu kwe-100 lamawaka engange kuya kufuneka ukuba ingatshintshwa nge iipakeji amaxwebhu.
4. I-euro ubuncinane ireyithi idipozithi kwi engange - dollar - yeyuro triad - 0,31% ngamnye ngonyaka ukwenzela idiphozithi nyanga-12.

ezimalini exotic

Abanye ucinga utyalo lwemali ethile exotic ukuba ayikho popular njengoko engange, Euro okanye zemali.

Nobubi ezimali exotic:

1. Nabani na oqiqayo umba kwaye akhethe lwemali ilizwe kunye noqoqosho oluzinzileyo, elizimeleyo yempembelelo kwamanye amazwe, uya kuba nako ukusindisa ngokuthembekileyo imali yabo.

Bendlela ezimali exotic:

1. Ukuba dollar kunye kowethu nga litshintshwe phantse naliphi na isebe lebhanki, ngoko ke kuya kufuneka ukubaleka ngenxa zemali ezingaqhelekanga.
2. Kunzima ukufumana indawo eqweba: kuwe kufuneka ukuba ubeke imali phantsi umatrasi, okanye ukuthatha unonophelo ukufumana ibhanki aphesheya, ekubeni, umzekelo, eRashiya kuya kuba nzima kakhulu ukuba ukuvula i kwedipozithi .
3. Abantu ngaphandle kwecandelo-mali kuya kufuneka ukuba benze uphando yinxalenye imali. Ngoko ke, ibukeka yuan Chinese ethembisa: uqoqosho yelizwe lukhula, ixabiso lwemali cishe ezimeleyo yempembelelo yoqoqosho kwamanye amazwe. Kwelinye icala, ukukhula yuan silityaziswa ngurhulumente, nto leyo nomdla ekomelezeni lwemali kunye nokunyuka olandelayo kwiindleko zabasebenzi. Kwaye kumava amanye amazwe ibonisa ukuba zongcoliseko ngumntu yokukhula kudla iphela uphelelo imali.

Ngoko yintoni lwemali ukuba ugcine imali yakho?

Ngaphandle kwento yokuba idola kunye euro babe neengxaki ngokwaneleyo, kodwa kungekhona inani kodwa umgangatho kwiimpikiswano ekumele ukuba kuthathelwe ingqalelo, kuba nokuzinza kubaluleke kakhulu kulo mbandela.

Kungcono ukugcina imali kwiimali ezahlukeneyo - iidola, iuros kunye neemeko ezithile kwii-ruble. Ngokutsho kweengcali ezininzi, kwixesha elide lokunyuka kwamaxabiso kuya 'kudle kungekuphela nje ibhokhwe, kodwa kwakwakhona. Ke ngoko, ukongeza ekugcinweni kwemali, kulungile ukusebenzisa ezinye izixhobo zotyalo-mali.

Kodwa iingcali azicebisi ukuthenga iimali ezingaqhelekanga, ngakumbi kubaqalayo kweli shishini: Umngcipheko wentengiselwano engafezekanga kakhulu kakhulu.

Ke ngoko, ngaphambi kokuba uthenge nayiphi na imali kunye nokugcina imali kuyo, kuyafuneka ukufundisisa ngakumbi umbandela onxulumene nemali efanelekileyo, kunye nokufunda kuyo yonke intengiselwano enxulumene nemali kunye nokutshintshiselana.

Imibuzo Ebuzwa Rhoqo

Zeziphi izinto ezichaza amandla e-Euro xa kuthelekiswa nedola, kwaye oku kuchaphazela njani ukuthengiselana kwamanye amazwe?

Amandla e-Euro xa kuthelekiswa neDollar kuphenjelelwa zizimpawu zoqoqosho, uzinzo kwezopolitiko, kunye neempawu zentengiso. I-Euro enamandla inokukhokelela kumanqanaba otshintshiselwano olufanelekileyo kwi-Euro kubanini bamanye amazwe, kodwa banokuchaphazela ukhuphiswano ngaphandle.