Kodi The Yuro Kuposa The Ndalama?

Ndalama ndi ndalama pofalitsa boma linalake, lomwe limatsimikizira mtengo wa katundu ndi ntchito. Malinga ndi Lamulo, ndalama si zokhazokha ndi ndalama zokha. Awa ndi ndalama zomwe zimasungidwa kwa banki ndi maakaunti, ndi ndalama zomwe zidachotsedwa kuti zisinthidwe.

Komanso, ndalama zina zimakhala zovomerezeka osati mu boma limodzi. Mwachitsanzo, euro ndi ndalama yovomerezeka m'maiko oposa 19 Eurozozoone. Ndiye kuti, Euro ndi ndalama imodzi kwa anthu oposa 340 miliyoni azungu.

Kusankha ndalama kupulumutsa ndalama zomvetsa kufufuma mu zinthu ziliri zachuma si pa ntchito zonse zazing'ono.

Mu nthawi ya mavuto mu yachilendo msika kuwombola anthu amene anazolowera kusunga ndalama zokwana madola mayuro kapena ndalama zina, kudzifunsa - mu ndalama zimene kusunga ndalama? Izi imakhudzanso zopalira nkhani banki ndi anthu amene amakonda kusunga ndalama zawo masokosi awo kunyumba.

Anthu ambiri amakonda kusunga ndalama madola - kwambiri bwino ndi yabwino ndalama kwa anthu ambiri m'mayiko ambiri. Ngakhale kuti akatswiri ambiri ananeneratu dola adzautaya udindo wake monga ndalama dziko, kuyambira 2014 kusinthitsa ndalama chake osati wamkulu ndi kulimbikitsidwa kwambiri - alipo kale zolosera kuti dola lidzafika yuro parity. Komabe, tiyenera kukumbukira kuti zinthu zambiri zimakhudza mlingo kuwombola - chuma, ndale ndiponso zinthu za dziko, kotero mlingo kuwombola zina kusintha kwathunthu unpredictably. Choncho musataye kuda nkhawa ndi kuthamangira kuwombola, mwamsanga pamene alili kusinthitsa ndalama mu njira imodzi kapena ina - ndi kugula ndalama mtengo mkulu ndi kugulitsa pa mtengo wotsika, mukhoza kutaya mbali yaikulu ya ndalama.

Ndipo komabe inu simukudziwa za dola. Ndiye zimene ndalama muyenera kusunga ndalama? Ngakhale kuti yuro ndi mmodzi wa mayunitsi wamng'ono ndalama mu dziko, depositors ambiri amakonda madipoziti Tsegulani ndalama ya World Old. Mlingo yuro kuwombola zimadalira chuma maiko a European Union, ndipo chifukwa thandizo kumayiko mu mkhalidwe mavuto azachuma (mwachitsanzo, Greece), ndi vuto la Mkhristu aliyense EU si kwambiri bwanji udindo wa ndalama European. Komabe, kumanga US mfundo ndalama ndi M'malo mwake, kalembera wa ECB a kuwombola pulogalamu kungachititse kuti dola ndalama yochezera kwa kasungidwe ndalama.

Monga tanena, simuyenera mwachimbulimbuli kukhulupirira Zoneneratu wa akatswiri. Makampani Private amene sadziwa ndalama kugula akulangizidwa kuti akhalebe bivalent dengu - kugawanitsa ndalama zawo m'madera ofanana pakati mayuro ndi madola, ndipo ngati ifenso akulankhula za Russia, ndiye rubles. Izi makamaka akulimbikitsidwa amene mulibe kukonza zosamukira konse - njira imeneyi zimathandiza inu kupulumutsa likulu kwa nthawi yaitali. Ngati mapulani munthu kusamuka mmodzi wa mayiko a European Union kapena kuti dera la United States, ndiye ofunika kusunga ambiri Mwachitsanzo, ndalama, kusiya peresenti 15-20 yekha kwa yuro.

Kodi ndalama n'kwabwino sitolo ndalama

Taganizirani pang'ono za ndalama kwambiri otchuka zimene zimalankhulidwa za pokambirana bwino kusunga ndalama.

Rubles

Mtengo wotsika mtengo wa EUR Kuti USD Usinthane Popanda Ndalama Zobisika

Kodi mumadziwa kuti mutha kutsegula akaunti ya multicurrency momwe mungasungire ndalama zambiri, monga EUR ndi USD pakati pa ena, ndikusintha EUR yanu kukhala USD kapena USD yanu kupita ku EUR nthawi iliyonse ndikudina pang'ono komanso ena otsika kwambiri padziko lapansi chindapusa?

Kulembetsa kwaulere

Inde, lidzalira chachilendo kwambiri, koma ndalama wina wotchuka amene ambiri anthu kusunga ndalama ndi ndalama Russian.

Ubwino wa kusunga ndalama rubles.

1. Ngati kulandira malipiro mu rubles ndi mugone ndalama mwa iwo, kusunga ndalama mu ndalama national adzakupulumutsa ku zomvetsa kuwombola.
2. madipoziti Ruble banki ndi kuchuluka kuposa madipoziti ndalama zakunja. Ngakhale kuti profitability wa madipoziti mumauro ndi madola zaposachedwapa chinawonjezeka, Russian ndalama national akadali outperforms munthu wachilendo pankhani imeneyi.

Tsopano tiyeni nkhaniyi za kuipa kwa ndalama ruble.

1. The ruble m'malo wosakhazikika poyerekezera ndi dola chomwecho.
2. Mlingo kufufuma mu Russia wakhala kwambiri kwa ndithu nthawi yaitali. Mu December 2017, mlingo pafupifupi pa madipoziti pachaka anthu anali 5.38%, ndipo chaka ndi chaka mlingo kufufuma anali 2.5%, yemwe ndi ruble depositor ngakhale anakwanitsa kupeza pang'ono pa gawo lapansi. Koma mu December 2015, mlingo anali 10.04%, ndipo chaka ndi chaka mlingo kufufuma anali 12.9%, ndipo depositors osati Sikudaonjezere, koma ena anataya ngakhale gawo la ndalama zawo.

madola

Ubwino wa ndalama dollar:

1. Ndi mmodzi wa ndalama kwambiri mpandadenga mu dziko, ntchito wotuluka kwambiri, ndi chachikulu malo ndalama kwa mabanki ambiri chapakati, omwe amalankhula mu mtima wa mtendere wa dola.
2. Dola ndi ofooka phunziro kwa kufufuma, ndi mulingo wake sikudalira mumaganiza panthawiyi.

Kuipa kwa ndalama dollar:

1. Kuchepa kwa ndalama pamene kupatsana rubles mu madola, ndiyeno nkubwerera.
2. Kuzengereza ngati mukufuna usinthe ndalama mu rubles ndi kugula chinachake ndi iwo. Malinga ndi lamulo, inu akhoza kungoyankha kubwera ku banki ndipo kuwombola ndalama kwa kuchuluka kwa rubles zosaposa 40 chikwi. Kuyambira 40 100 zikwi rubles adzakhala kusinthidwa ndi chiphaso, ndi kuti azisinthanitsa kuchuluka zikuluzikulu, inu kale muyenera kulemba mafunso amasonyeza deta pasipoti, SNILS, tini osati Konzekeretsani kukayikirana ku utumiki chitetezo.
3. Dola ndi ambiri onyenga ndalama mu dziko, pali chiopsezo kuti anthu ena ndalama, mukapitiriza madola pansi pilo wanu, adzatembenukira kukhala mulu wa ngongole wopanda pake.
4. Pali kuthekera cha chiletso boma pa ntchito ndi kusinthana kwa ndalama.
5. chidwi otsika kwambiri pa madipoziti - 1,54% pa annum kwa gawo kwa miyezi 12.

yuro

Ubwino wa yuro:

1. The euro is quite stable, despite reports of the desire of some countries to leave the yuropean Union and other unrest.
2. In theory, the value of the euro does not depend on the state of the economy of one country. In practice, the situation is somewhat more complicated, since the stagnation of production in large states that are members of the yuropean Union will certainly affect the stability of this currency. And yet, at the moment, the euro looks quite stable.

Kuipa kwa ndalama izi:

1. Discussion of withdrawal from the yuropean Union in different countries is reflected in the stability of the currency.
2. Despite the common currency, there is no general financial and tax regulation in the yurozone.
3. Pamene kupatsana, mukhoza kutaya ndalama zina, ndipo pano malamulo ntchito, chimene kuchuluka pa 100 zikwi rubles adzakhala kusinthidwa ndi phukusi la zolemba.
4. yuro ali osachepera mlingo gawo mu ruble - dollar - yuro wa ku - 0,31% pa annum kwa gawo 12 mwezi.

ndalama zosowa

Ena zolowa pakuika ena ndalama zosowa kuti si monga otchuka monga ruble, yuro kapena dola.

Ubwino wa ndalama zosowa:

1. Aliyense amene akumvetsa nkhaniyo anasankha ndalama za dziko ndi chuma khola popanda chikoka mayiko ena, adzatha molondola kupulumutsa ndalama zawo.

Kuipa kwa ndalama zosowa:

1. Ngati ndalama zokwana mayuro zikhoza kusintha pafupifupi nthambi iliyonse ya gombe, ndiye muyenera kuthamanga kwa ndalama zosowa.
2. N'zovuta kupeza malo kusunga: inu kapena kuika ndalama pansi matiresi ndi kapena kusamalira kupeza banki kunja kuyambira Mwachitsanzo, mu Russia kudzakhala kovuta kwambiri kutsegula gawo ngati .
3. Anthu a kunja kwa gawo ndalama mudzachita zonse kunachitika kafukufuku ndalama. Choncho, Chinese n'chokwana maonekedwe akulonjeza: chuma dziko ikukula, phindu la ndalama pafupifupi osadalira pa chikoka zamalonda m'mayiko ena. Komano, kukula kwa n'chokwana ndi adamuwumiriza ndi boma, amene si chidwi kulimbitsa ndalama ndi kuwuka wotsatira ndalama ntchito. Ndipo zinachitikira m'mayiko ena zikusonyeza kuti yokumba containment kukula zambiri itha depreciation ndalama.

Choncho zimene ndalama muyenera ndalama?

Ngakhale kuti dollar ndi yuro ndi kuipa zokwanira, si kuchuluka koma khalidwe la mfundo imene tiyenela kuiganizila, kuyambira bata n'chofunika kwambiri pa nkhani imeneyi.

Ndikwabwino kusunga ndalama mu ndalama zosiyanasiyana - madola, mauro komanso ngakhale nthawi zina mu ruble. Malinga ndi akatswiri ambiri, pakuwerengera kuchuluka kwa kuchuluka kwa nthawi yayitali sikungokhala ruble, komanso ndalama zakunja. Chifukwa chake, kuwonjezera pa kungokhala ndi ndalama, ndibwino kugwiritsa ntchito zida zina.

Koma akatswiri samalangiza kugula ndalama zachilendo, makamaka kwa oyamba pa bizinesi iyi: chiopsezo cha kusintha kopanda tanthauzo kumakwera kwambiri.

Chifukwa chake, musanagule ndalama iliyonse ndikusunga ndalama, ndikofunikira kuti muphunzire mwatsatanetsatane nkhaniyo mogwirizana ndi ndalama iliyonse yoyenera, komanso osamala kwambiri pamavuto ndi kusinthana kwake.

Nthawi Zambiri Mafunso

Kodi ndi zinthu ziti zomwe zimazindikira kulimba kwa euro poyerekeza ndi dola, ndipo izi zimakhudza bwanji zochitika zapadziko lonse?

Mphamvu ya euro poyerekeza ndi dollar imakhudzidwa ndi zisonyezo zachuma, kukhazikika kwandale, ndi malingaliro amisika. Euro wamphamvu imatha kubweretsa mitengo yabwino kwambiri yosinthira euro omwe amachititsa euro mu zochitika zapadziko lonse, koma amathanso kukhudza mpikisano wogulitsa kunja.