Ndiyo euro iri nani pane dhora?

Mari ndiyo mari mukutenderera kwechimwe nyika, iyo inosarudza mutengo wezvinhu nemasevhisi. Maererano neMutemo, mari haisi chete mabhangi nemari. Iyi ndiyowo mari pamabhangi emabhangi uye maakaunti, uye mari yakabviswa mukutenderera ichitsiviwa neazvino.

Zvakare, imwe mari inogona kuve yakakodzera kwete chete mune imwe nyika. Semuenzaniso, iyo euro ndiyo mari yepamutemo yeanopfuura 19 Eurozone nyika. Ndokunge, iyo euro ndiyo imwe mari yemari inodarika mazana matatu emamiriyoni.

Kusarudza mari yekuchengetedza mari kubva kuInflation kurasikirwa mumamiriro ezvinhu ehupfumi haasi pabasa rese.

Munguva yekusagadzikana mumusika wekunze kuchinjana, vanhu vakajaira kuchengetedza mari mumadhora, maEuro kana mamwe mari, vachizvibvunza iwe mubvunzo - mune iyo mari yekuchengeta mari yavo yekuchengetedza? Izvi zvinoshandawo kune vebhengi accounters nevaya vanofarira kuchengetedza mari yavo mumasokisi avo pamba.

Vanhu vazhinji vanosarudza kuchengetedza mari yavo mumadhora - iyo inonyanya kujaira uye yakanakira vanhu vazhinji vari munyika dzakawanda. Pasinei nenyaya dzakawanda kuti nyanzvi dzakawanda dzakafanotaura nezve dhora richarasikirwa nechimiro chenyika, kubva kuGirazi rayo rekutsinhana racho harina kungokura uye ratove kufungidzira kuti dhora richasvika eurity. Nekudaro, zvakakodzera kuyeuka kuti zvinhu zvakawanda zvine chekuita neyekuchinjana chiyero - iyo hupfumi, mamiriro ezvematongerwo enyika uye yemagariro enyika, saka mwero wekuchinjana dzimwe nguva uchachinja zvisingafungidziriki zvachose. Naizvozvo, usabvisa kutya uye kumhanya kuti utsinye, nekukurumidza kana iyo yekutsinhana yekuchinjana ichichinja mune imwe nzira kana kuti ichitengera mari yakawanda uye ichitengesa pachiyero chakaderera, iwe unogona kurasikirwa chikamu chakakosha che mari yako yekuchengetedza.

Uye zvakadaro hauna chokwadi nezve dhora. Zvino mune marii mari yaunofanira kuchengeta yako mari yekuchengetedza? Pasinei nenyaya yekuti iyo euro imwe yematare ekutora kwemari munyika, vazhinji vanoisa vanofarira kuvhura deposits mumari yenyika yekare. Iyo euro yekuchinjana inoenderana nehupfumi hwenyika ndeweEuropean Union, uye nekutenda kubatsirwa nenyika dambudziko (semuenzaniso, mamiriro ezvinhu akaoma), mamiriro ezvinhu akaoma emunhu haana kuita zvakanyanya chinzvimbo che mari yeEurope. Nekudaro, kusimbisa mutemo wemari uye, pane zvinopesana, iyo ECB's Asset Depurchase Chirongwa inogona kuita iyo dhora mari yekusarudzwa kwekuchengetedza mari yekuchengetedza.

Sezvataurwa pamusoro, haufanirwe kuvimba nekufungidzira kwevanyanzvi. Vagadziri vepachiviriri vasinganzwisise kuti ndezvipi zvisina kugoverwa kuti varambe vachichengetedza bhasiketi ravaigara muzvikamu zvakaenzana pakati peursi uye madhora, uye kana tiriwo kutaura nezveRussia, ndokuuka rubles. Izvi zvinonyanya kukurudzirwa kune avo vasingaronge kuti vatange kunze kwenyika zvachose - iyi nzira inokutendera kuti uchengetedze capital kwenguva yakareba. Kana munhu akaronga kutamira kune rimwe renyika dzeEuropean Union kana nzvimbo yeUnited States, saka yakakodzera kuchengeta zvakanyanya, semuenzaniso, mumadhora, ichisiya 15-20 muzana yeEuro.

Ndeipi mari iyo iri nani kune kuchengetedza kuchengetedza

Funga nezvezvishoma zvemari dzakakurumbira dzinotaurwa nezve paunenge uchikurukura zvakanakira kuchengetedza mari.

Rubles

Yakachipa kwazvo EUR Kune USD Shanduko Pasina Mari Yakavanzwa

Wanga uchiziva here kuti iwe unogona kuvhura nyore nyore multicurrency account iyo iwe yaunogona kubata yakawanda mari, senge EUR uye USD pakati pevamwe, uye shandura yako EUR kuenda kuUSD kana yako USD kuenda kuEUR chero nguva chero nekungobaya mashoma uye imwe yepasi pasi mari?

Kunyoresa mahara

Ehe, zvinomirira zvinoshamisa kwazvo, asi imwe mari inozivikanwa umo nhamba yakakura yevanhu vanochengeta mari ndiyo mari yeRussia.

Zvirwere zvekuchengeta mari mu rubles.

1. Kana iwe ukagashira muhoro mune rubles uye iwe unoshandisa yako mari yekuchengetedza, ichichengeta mari yako yekuchengetedza mumari yenyika ichakuchengetedza kubva pakutsinhana kurasikirwa.
2. Rubu bank deposits ine yakakwira muzana pane yekune dzimwe nyika mari deposits. Kunyangwe ichokwadi kuti kudzvanywa kwemasaini muma euros uye madhora nguva pfupi yadarika kwakawedzera, iyo yeRussia yenyika mari ichiripo kunze kwenyika kune imwe nyika mune iyi nyaya.

Zvino ngatitaurei nezvemari yemari inobviswa.

1. Iyo rubu ndeye isingagadzike maererano nedhora rimwe chete.
2. Iyo inflation chiyero muRussia chakaramba chakakwira kwazvo kwenguva yakareba. MunaDecember 2017, avhareji chiyero pane yegore egore deposits aive aine 5.38%, uye huwandu hwegore negore Asi munaDecember 2015, mwero uyu wacho wanga uri 10.04%, uye huwandu hwegore negore hwaive mairi gumi nemaviri, uye maStape) haana kungowedzera, asi akatorasikirwa chikamu chekuchengetedza kwavo.

Dollars

Zvayakanakira kuti dhora mari:

1. Zviri chimwe chezvinhu convertible dzeEurope munyika, yaishandiswa kwema dzakawanda, uye mukuru kuchengeterwa mari vazhinji nechepakati mabhanga, iyo inotaura muchifarira kutsiga dhora.
2. The dhora iri zvakaneta pasi mitengo, uye kukosha kwayo hakubvi pakuti chinguva kuitika.

Nezvayakaipira kuti dhora mari:

1. Kurasikirwa mari kana kupanana rubles kupinda madhora, uye ipapo shure.
2. Kuverengera kana uchida kuchinja nemari mumba rubles uye kutenga chinhu navo. Maererano nomutemo, unogona kungoti kuuya kubhengi uye Exchange mari ive mari hapana anopfuura zviuru 40 rubles. Kubva 40 kusvika 100 zviuru rubles zvichabviswa zvakachinja pasipoti, uye kuitira kuti kuchinjana munhu yakakura mari, nechekare unofanira kuzadza fomu remibvunzo, anoratidza pasipoti data, SNILS, tini uye kwete vasanyumwa kubva kuchengeteka basa.
3. The dhora ndiyo mari yokunyepedzera munyika, saka pane mukana kuti vamwe mari, kana iwe chengeta madhora pasi wako mutsago, zvichaita kuti murwi maturo zvikwereti.
4. Pane mukana hurumende kurambidzwa kushandiswa uye kuchinjana kuti mari.
5. Zvikuru pasi mubereko pamusoro deposits - 1,54% paminiti annum kuti dhipoziti kwemwedzi 12.

Euro

Zvayakanakira kweeuro:

1. Euro akatsiga zvikuru, pasinei mishumo chido dzimwe nyika kuti kusiya European Union uye zvimwe kwezvematongerwe.
2. Nemuromo, kukosha kweeuro hakunei mamiriro emari imwe nyika. In tsika, mamiriro ezvinhu ari zvishoma kupfuura kuoma, sezvo kurega kunotanga okuwana huru rinoti vari nhengo European Union uchapisika kukanganisa kugadzikana mari iyi. Asi, panguva, euro anotaridzika chaizvo yakatsiga.

Nezvayakaipira pamusoro mari iyi:

1. Anokurukura caffeine kubva European Union munyika dzakasiyana zvinoratidzwa nokugadzikana currency.
2. Pasinei vanhuwo mari, hapana mukuru zvemari uye mutero murau ari Eurozone.
3. Kana kupanana, unogona kurasikirwa dzimwe mari, uye pano mitemo chete anoshanda, zvichienderana mari 100 zviuru rubles zvichabviswa kushandurwa kuti aine pasuru magwaro.
4. Euro ane zvishoma dhipoziti mwero mu Ruble - dhora - Euro vanamwari vatatu vatatu - 0,31% paminiti annum kuti dhipoziti kwemwedzi 12-.

Zvigwenzi dzeEurope

Vamwe vari kufunga bhizimisi zvimwe zvekumwe mari kuti hakusi nevakawanda sezvo Ruble, euro kana dhora.

Zvayakanakira kuti zvekumwe mari:

1. Uyo anonzwisisa nyaya uye anosarudza currency wenyika pamwe mudanga upfumi, yakazvimirira simba dzimwe nyika, achakwanisa yakavimbika kuponesa mari dzavo.

Nezvayakaipira pamusoro zvekumwe mari:

1. Kana madhora uye euros zvinogona kuchinjwa mune chero bazi kubhangi, uchabva kumhanya kuti zvekumwe dzeEurope.
2. Zvakaoma kuwana nzvimbo yokuchengetera nayo: iwe kana kuti kuisa currency pasi metiresi, kana ndinovachengeta yokuwana mubhengi kunze, sezvo, somuenzaniso, muRussia zvichaita zvakaoma kuvhura imwe dhipoziti yakadaro .
3. Vanhu kunze nemauto zvemari vachafanira kuita dzakazara tsvakurudzo mari. Saka, Chinese yuan nezviso vachivimbisa: upfumi munyika iri kuwedzera, kukosha currency ndiko kunova yakazvimirira upfumi simba dzimwe nyika. Ukuwo, kukura Currencykuva iri aparidze chete mamiriro, izvo haana basa mukusimbisa currency uye haizopereri kuwedzera basa mari. Uye zvakaitika dzimwe nyika inoratidza kuti chakagadzirwa containment kuwedzera kazhinji kunoguma muna depreciation mari.

Saka chii mari unofanira kuchengeta mari yako?

Pasinei nokuti dhora uye euro vane payakaipira zvakakwana, ndiwo akawanda asi kunaka mibvunzo inofanira kukurukurwa kwete, sezvo kutsiga kunokosha zvikuru panyaya iyi.

Zviri nani kuchengeta mari mumari dzakasiyana-madhora, maEuro uye kunyange mune dzimwe nguva mu rubles. Maererano nenyanzvi dzakawanda, mukureba kwenguva refu inflation icha kudya kwete chete rubu, asi zvakare mari yekune dzimwe nyika. Naizvozvo, kunze kwekuwedzera kwekuchengetedza mari, zvakanaka kushandisa zvimwe zviridzwa zvekudyara.

Asi nyanzvi hadziyiridze kutenga kutenga exotic mari, kunyanya kune vanotanga mubhizinesi iri: njodzi yekushandurwa isingabatsiri yakanyanya.

Naizvozvo, usati watenga chero mari uye kuchengeta mari yekuchengetedza.

Mibvunzo Inowanzo Bvunzwa

Ndezvipi zvinhu zvinoziva simba reEuro tichienzaniswa nemadhora, uye izvi zvinokanganisa sei kutengeserana kwepasi rese?

Simba reEuro tichienzaniswa nedhora rinokurudzirwa nezviratidzo zvehupfumi, kugadzikana kwezvematongerwo enyika, uye musangano wemusika. Euro yakasimba inogona kutungamira kune yakawedzera kunaka kuchinjaniswa mitengo yeEuro mafambiro epasi rese, asi inogona zvakare kukanganisa kutakura kukwikwidza.