Ukuqhathaniswa kokuhlakanipha nokuvukela - izinsizakalo zokushintshana kwe-EUR ne-USD

I-EUR e-USD: I-VS ehlakaniphile

Ukudluliswa kanye ne-Revut kungenye yezinsizakalo ezilula kakhulu zokuphatha izinkokhelo zamanye amazwe. Imvamisa isetshenziswa ngabaseYurophu lapho bafuna ukuguqula i-EUR yabo ibe yi-USD nakulokho okuphambene nalokho. Ukubhaliswa kuzo womabili amasayithi akuvamile ukuthi akunzima, kepha ama-ejenti ngamunye wokukhokha asanakho okuhle nokubi kwawo, nakwamanye ama-nuances ahlukile.

I-akhawunti ehlakaniphile (eyayikade yangaphambili): ukuthi iyini nokuthi isebenza kanjani

Kusukela ngoFebhuwari 2021, ukulandisa kushintsha igama laso kuhlakaniphile, noma kunjalo, lokhu akukuguquli lutho kumsebenzisi. Udinga nje ukungena ku-akhawunti yakho ngemininingwane yakho ejwayelekile ku-URL entsha: Wise.com

Ukuvula i-akhawunti yokudlulisa / ehlakaniphile yikhono lokuthumela nokwamukela imali ngezindleko eziphansi emhlabeni jikelele. Inqubo yokuvula ishesha kakhulu: konke kwenziwa ku-inthanethi ngokuchofoza okumbalwa. Ngemuva kokubhalisa kuqediwe, imininingwane yasebhange iyadalwa okuvumela ukuthi uthole imali kunoma iyiphi imali oyikhethile ngaphandle kwamakhomishini angeziwe kanye nezimali zokushintshana. Labo abavula i-akhawunti yokudlulisa / ehlakaniphile bangafaka isicelo sekhadi lokudonswa kwemali elixhumene ne-akhawunti yabo.

Ukubuka konke kwe-Akhawunti Ehlakaniphile (Ukudlulisa)

I-Akhawunti Yokudlulisa iyi-akhawunti eku-inthanethi etholakala ngezimali eziningi, okulungele labo abaxhumana njalo phesheya kwezilwandle. Eqinisweni, nge-akhawunti, ungathola futhi uthumele izinkokhelo ngezimali ezahlukahlukene usebenzisa isilinganiso sangempela sokushintshana.

Ikhadi lokudonswa kwemali lingaxhunyaniswa ne-akhawunti. Ikhadi lingenethiwekhi ye-mastercard futhi lingacelwa ngokukhokha ama-euro ayi-7 ngalolu daba.

Ungakhokha ngekhadi lakho kunoma iyiphi imali esekelwa ngokudlulisa / ukuhlakanipha. Kuya ngokuthi le ngosi iyatholakala yini ku-akhawunti, ukuhlinzwa kungenzeka kube mahhala noma kungaphansi kwemali yokushintshana. Isibonelo, uma i-akhawunti yakho inebhalansi ngamakhilogremu, ukukhokha ngamaphawundi kuzokhululeka. Ngakolunye uhlangothi, uma ibhalansi ingama-euro kuphela, ukukhokha ngamaphawundi kuzodingeka ukuthi ikhokhele ikhomishini engu-0.24% kuya ku-3.69%.

Okufanayo kungenxa yokuhoxiswa kwemali. Ngaphezu kwesilinganiso sokuguqulwa esingaba khona, kuneKhomishini engu-1.75% ekuhoxisweni okweqile kwe-ryshold yanyanga zonke engama- $ 200.

• Igama: I-Akhawunti Yokudlulisa / Ehlakaniphile
• Uhlobo lwe-Akhawunti: I-akhawunti yemali ye-elekthronikhi
• Ukukhishwa Kwebhange: I-Ltd edlulisiwe.
• Isikimu sekhadi le-Debit: I-MasterCard
• Imali yanyanga zonke: Mahhala
• Izindleko zokukhishwa: Mahhala ku-akhawunti, ama-7 euro ekhadini lokudonswa kwemali.
• Umkhawulo Wezindleko: Kufika ku- $ 30,000 ngenyanga.
• Umkhawulo wokuhoxisa: kufika ku- $ 4000 ngenyanga.

Malini lokhu

Ukuvula i-akhawunti kumahhala ngokuphelele. Ikhomishini ikhokhiswa kuphela ukusebenza kwemisebenzi ethile, ngokwesibonelo, ekushintshisaneni kwemali.

Lapho wenza ukuthengiselana ngemali yangaphandle, ukhokha ngezinga lokushintshana kwe-Interbank ngaphandle kwemali eyengeziwe. Izindleko zokuthenga ziboniswa kahle kuhlelo lokusebenza ngaphambi kokuphendula kokugcina kokudluliswa kwenziwa. Kukhona imali ekhokhwayo yokuhoxisa imali ekhadini elidlula umkhawulo we- £ 200 ngenyanga.

Izindleko zokukhipha ikhadi le-Debit € 7.

Ukuhumusha Kusebenza Kanjani

Uma uvula i-akhawunti edlulisiwe / ehlakaniphile, uthola imininingwane ehlukene yasebhange: ekusebenzeni, kufana nokuthi umuntu enama-akhawunti amaningi okuhlola ezingxenyeni ezikude zomhlaba ngasikhathi sinye. Le mininingwane yasebhange ikuvumela ukuthi uthole imali ngezimali ezahlukahlukene nakumazwe ahlukene.

Isibonelo, ungathola imali mboleko yamahhala e-EUR ngenxa ye-European IBAN kanye nemalimboleko e-USD ngenxa yemininingwane ye-akhawunti yasebhange kulelo lizwe. Ngakho-ke, i-akhawunti ingabalwa ezilinganisweni zezimali ezahlukahlukene, ezingadluliselwa noma zishintshwe ngokushesha nangokomnotho.

Ukudluliselwa kwamazwe omhlaba emhlabeni jikelele ngokusebenzisa ukuhlakanipha kuvame ukucutshungulwa kungakapheli amahora angama-24. Ipulatifomu isekela ukudluliselwa kwezimali ezingaphezu kuka-1300.

Ukuhambelana kohlelo lokusebenza kanye nezinkokhelo zeselula

I-akhawunti ehlakaniphile ye-multicurvernch ihambelana nazo zonke izinhlelo ezithandwa kakhulu zokukhokha zedijithali. Eqinisweni, i-akhawunti ingangezwa ku-Apple Pay, i-Google Pay, i-Samsung Pay, iFitbit Pay, kanye nama-wallets akhokha ama-Garmin ngezinkokhelo zokukhokha, noma ngabe.

Ngohlelo lokusebenza lokudlulisa / oluhlakaniphile, ungabheka zonke izici ze-akhawunti yakho: Buka ibhalansi yakho, usebenze noma usebenze insizakalo, noma ushintshe imali oyisebenzisayo nokuhoxisa imali.

Izinhlelo Zokuphepha

I-Treplopland Ltd. Isikhungo semali semali esigunyazwe yiziphathimandla zezezimali zase-UK. Inkampani ingasebenza endaweni yezomnotho yaseYurophu nase-UK, inikezela ngezinsizakalo ezahlukahlukene zezezimali.

Uhlelo lokuphepha lwe-MasterCard 3D lusebenza ngokuthenga okuku-inthanethi. Ukugunyaza inkokhelo, ikhodi etholwe ngocingo noma i-SMS kumele ithunyelwe kwifomu ledijithali kwinombolo yeselula yeKhadi.

Insizakalo yekhasimende

Amakhasimende angathola ukusekelwa ukusula ukungabaza kwawo noma athole imiyalo yokuthi ungawaqedela kanjani imisebenzi ethile kwisikhungo sosizo kwiwebhusayithi yokudlulisa / ehlakaniphile.

I-EUR eshibhe kakhulu yokushintshana kwe-USD ngaphandle kwezimali ezifihliwe

Bewazi yini ukuthi ungavula kalula i-akhawunti yemali eningi ongabamba kuyo izimali eziningi, njenge-EUR ne-USD phakathi kwezinye, bese uguqula i-EUR yakho iye ku-USD noma i-USD yakho iye ku-EUR nganoma yisiphi isikhathi ngokuchofoza okumbalwa futhi okunye okuphansi kakhulu emhlabeni imali?

Ukubhaliswa kwamahhala

Qondisa oxhumana nabo phakathi kwamakhasimende futhi ipulatifomu yenziwa nge-imeyili ekhelini elishiwo ngesikhathi sokubhalisa.

Imibono kanye nokubuyekezwa

Amandla okuhlanganisa i-akhawunti yemali enama-multi-debit ngekhadi le-mastercard lenza ipulatifomu ehlakaniphile ehlakaniphile evumela ukuthi uphathe ngokuphelele ukufakwa kwakho kwemali.

Ngaphezu kokusebenziseka kwayo nokuvumelana nezimo, insizakalo ilula futhi inezindleko eziphansi kunokudluliselwa kwebhange: Ukudluliswa kuthatha amahora angaphezu kwama-24, kuphela inani lokushintshana langempela elisetshenzisiwe ngaphandle kwezindleko ezingezekile.

Ukudlulisa Izinzuzo Nenzuzo

• Inkonzo icishe ibe yi-8 eshibhile kunaleyo yamabhange endabuko;
• Izimali ezingaphezu kuka-1300 zingathengiswa ngaphandle kwezindleko ezifihliwe noma amakhomishini angeziwe;
• Ukudluliselwa kwenzeka kungakapheli amahora angama-24;
• Ungangeza ikhadi le-MasterCard Debit kwi-akhawunti yakho ukukhokha ezindaweni ezithengiswayo noma ukuhoxisa imali.

• Umkhawulo wokuhoxisa wamahhala u- £ 200 ngenyanga;
• Ayikho indlela eqondile yokuxhumana nokwesekwa.

Insizakalo yokukhokha evukelayo: izindleko, amakhomishini, izinzuzo nokubi

Bukela phansi is a revolutionary UK online account that provides access to world-class fintech services. Some services are unique and cannot be found in other bank accounts. Prices and commissions are among the lowest on the market, which is also of some interest.

Inzuzo ye-Revut ukuthi ungathola ukufinyelela kwi-akhawunti yamanje yamanje yemali enamandla ngekhono lokugcina imali ehlukene engama-30. Awutholi imali ekhokhwayo yokusebenzisa ikhadi phesheya. Uhlelo lokusebenza lusebenziseka kalula. Uzoba nokulawula okungenakuqhathaniswa nazo zonke izici zezimali zakho.

Leading services of the London-based company Bukela phansi Bank:

• Ukudluliselwa okusheshayo mahhala,
• Ukukhishwa kwamahhala,
• Umshuwalense wokuthenga nokuhamba,
• Ukushintshana Kwezimali,
• Ukuthenga ama-cryptocurrencies namathuba okutshala imali.

Bukela phansi service is a correct, reliable and technological, like some others, a bank account for companies and individual entrepreneurs.

Below are the costs, fees, advantages and disadvantages of a Bukela phansi account.

Bukela phansi: costs and fees

With Bukela phansi, it will be possible to choose between four different subscription plans, starting with the free one, which is arguably the best zero-commission online account in 2021 for the average user.

• Okujwayelekile - Mahhala;
• Futhi - 2.99 Euros ngenyanga;
• I-Premium - € 7.99 ngenyanga;
• Metal - € 13.99 ngenyanga.

I-akhawunti icacile ine-IBAN. Inkampani yaseBrithani ibilokhu ihlinzeka nge-IBAN yesiNgisi (yamukelwa njengebhange eligcwele eligcwele e-UK), yize lisanda kuhlinzeka nge-IBANIAN yesikhashana.

This is due to Brexit as the UK is no longer part of the European Union. Brexit forced Bukela phansi to turn to an EU country to stay in the SEPA zone.

Izindleko namakhomishini

• Imali edluliselwa ngokushesha kweSepa: Mahhala.
• Imali Engadluliselwa nge-EXTRA-SEPA: Mahhala ekuqaleni, ke € 0.50.
• Ukuhoxiswa kwemali kwamahhala kusuka kuma-ATM: Kufika ku- € 200 (okujwayelekile ne-Plus), kuze kufike ku- € 400 (Premium), kuze kufike ku- € 800 (Metal).
• Ukuhoxiswa kusuka kuma-ATM angaphezu kwemikhawulo: 2%.
• Indaba yekhadi le-Debit: € 5.99 ngohlelo olujwayelekile, mahhala wonke umuntu.
• Ukukhishwa kwamakhadi abonakalayo: MAHHALA njalo.
• I-Crypto Exchange Commission: I-2,5% (ejwayelekile ne-Plus), 1.5% (I-Premium ne-Metal).
• Umkhawulo wenyanga wenyanga usethelwe ku- € 6,000.

Ngisho ne-akhawunti elula yamahhala enikezela ngezinzuzo eziningi kwamanye ama-akhawunti.

Izinsizakalo zomshuwalense ezivela ku-Revut

Ngaphezu kokuhlinzeka ngezinsizakalo zamahhala ukuthi bonke abanye abancintisana bavame ukunikela ngemali ekhokhwayo (kufaka phakathi ukuthumela okuthengiswayo okusheshayo kanye nokuhoxiswa kwe-ATM), i-Revut inikeza ukufinyelela kokuthile okuthakazelisa kakhulu. Noma, ngokungafani nokuhlanganiswa, i-premium nensimbi, uhlelo olujwayelekile alunikeli noma yimuphi umshuwalense. Yonke imishwana enikezwa yi-revolut ifakiwe ezinhlelweni zokugcina ezifakwe kuhlu - i-Metal.

• ukuthengwa komshuwalense (ukweba kanye nezingozi);
• ukuvikela amathikithi emicimbi;
• ukuvikelwa okubuyiselwe;
• Umshuwalense wedivayisi;
• Umshuwalense Wezempilo Wamazwe Ngamazwe;
• Umshuwalense wezindiza kanye nokubambezeleka kwemithwalo;
• I-Car Rental Franchise;
• Ukufinyelela kwamahhala ezikhumulweni zezindiza.

Ukufingqa, i-Revut iyikhadi elihle kakhulu labahambi. Ukushintshaniswa kwemali kungenzeka ngezimali ezingama-150 ze-FIAT aphesheya ze-Fiat, kufaka phakathi ezingama-24 zazo ezingashintshwa ngaphandle kwekhomishini eyengeziwe. Umkhawulo wokushintshana kwemali ufinyelela ku- $ 5,000 ngenyanga.

Empini yokuhlakanipha ngokumelene nokuvukela, kunzima ukunquma onqobayo. Insiza ngayinye yezezimali inezinzuzo zayo, kepha bobabili bazama ukuba lusizo ngangokunokwenzeka kumakhasimende abo.

Imibuzo Ebuzwa Njalo

Yini umehluko obalulekile kwizimali namanani wokushintshana lapho uguqula i-EUR ku-USD phakathi kokuhlakanipha nokuvukelayo?

Ukuhlakanipha kuvame ukukhokhisa imali ekhokhwayo ebonakalayo futhi kunikeza isilinganiso sangempela sokushintshana kwemakethe, kuyilapho i-revut ihlinzeka ngokushintshana kwamahhala kuze kube umkhawulo othile bese kusebenza imali encane. I-Revut ingaphinde inikeze amanani angcono ngokuthengiselana okuthile, ikakhulukazi ngezinsuku zesonto.