Buyekeza: Revolut Zamabhizinisi euro futhi USD

Revolut kuyinto sokuqalisa fintech lokho okuphume ekubeni yasebhange womhlaba wonke i sibonga ikhambi ekahle zebhizinisi inkonzo yalo ekuzuzeni. Amathuluzi amasha kulolu hla ukuvumela izinkampani ukuxhuma isofthiwe ekhethekile evumela ukuthi ukuba wenze izinkokhelo, noma dala imisebenzi yabo, sibonga ngalo sizokwazi ukuthola izinkokhelo ikhadi nge-Internet.

Kosomabhizinisi kanye nezinkampani, kukhona vele kungenzeka ukudala i-akhawunti ekhethekile ibhizinisi ohlelweni Revolut. Lokhu kwenza kube nokwenzeka ukuze uthumele futhi wamukele izinkokhelo zamazwe ngamazwe esikhathini esifishane, ngaphezu, ithuba lokushintshisana ngemali libe uhlobo lwemali ezahlukene ingabe usekhona kuphi. Ukuze uthole i-akhawunti yebhizinisi kanye ukuthengiselana nge-akhawunti esinjalo, 14 zezimali ezihlukene ayatholakala.

Revolut Lebhizinisi

Ukuphathwa kwezindleko ezivukelayo kuyithuba lokudala isikhwama semali yakho futhi ugcwalise kusuka ekhadini noma ekudluliseleni ebhange. Futhi ungashintshana ngemali ngqo kuhlelo lokusebenza, okungukuthi, unekhadi elilodwa nezimali ezimbili kulo.

I-Revolut isebenzisa isilinganiso sakudala semakethe esisemakethe, esingenamali efihliwe, okuyi-plus.

Ungakwazi ukuvula i-akhawunti Revolute sebhizinisi kuphela uma indawo yenkampani esingokwenyama kula mazwe alandelayo:

Austria; Belgium; Bulgaria; Croatia; Republic of Cyprus; I-Czech Republic; Denmark; Estonia; Finland; France; French Guiana; Germany; Gibraltar; Guadeloupe; Guernsey; Greece; Hungary; Iceland; Ireland; Isle of Man; Italy; Jersey; Latvia; Liechtenstein; Lithuania; Luxembourg; Martinique; Malta; Mayotte; Netherlands; Norway; Poland; Portugal; Reunion; Romania; Martin Saint; Slovakia; Slovenia; Spain; Sweden; Svalbard and Jan Mayen Islands; Switzerland; I-Great Britain; USA.

Interactive map: Revolut Lebhizinisi availability

Uma ngabe ibhizinisi lakho bhalisiwe e iyiphi enye indawo, bese ungathumela umyalezo Revolut ukuze inkampani uzokuthinta uma kungenzeka ukusebenzisa i-akhawunti yebhizinisi ezweni lakini.

Revolut okwamanje isekela eziyisithupha izinhlobo amabhizinisi:

• Izinkampani ezizimele kungagcini;
• ubambiswano esidlangalaleni isibopho sezomthetho kungagcini;
• Ukubambisana;
• Limited Ugibe lobambiswano;
• Freelancers kanye osomabhizinisi ngabanye;
• izinkampani Unlimited.

Ngeshwa, Revolut ayisekeli ama cooperatives ahlukahlukene, izisekelo nezinhlangano engxenyeni kahulumeni noma izinhlangano ezisiza ngesihle.

Revolut Lebhizinisi accounts provide the following features:

• zezimali amaningi - ungakwazi ukugcina bese bashintshisane 28 zezimali ezahlukene ngamazwe ngesikhathi esifanayo;
• akhawunti Local - ungakwazi futhi uvule akhawunti sendawo zezimali ezahlukene;
• Esikhokhelwa debit Cards - La makhadi ingasetshenziswa njengoba amakhadi ibhizinisi amalungu eqembu. Abakwazi ukuhoxisa izimali (ngenkokhelo 2%) kanye nezinkokhelo ukwakheka ikhadi;
• amakhadi Virtual - amakhadi virtual ukunikeza ephephile futhi elondekile nakuyi-Internet;
• I-Debit Direct - Revolut akhawunti webhizinisi UK bangayisethela direct debit;
• Isicelo Hambayo - isicelo mobile elula Revolut zingasetshenziswa ukulandelela izindleko zebhizinisi;
• wesithathu ithuluzi ukuhlanganiswa - ungaxhuma akhawunti yakho Revolut nge amathuluzi afana Ukuxega, FreeAgent, Xero nezinye izinhlelo zokusebenza ezifanayo;
• 24/7 Ukusekela - Lesi sici itholakala kuphela kubasebenzisi ibhizinisi ikhokhwe kuphela;
• Izimvume - akhokhelwayo izinhlelo zebhizinisi zikuvumela yokunika izimvume abasebenzisi. Ungakwazi ukulawula ukuthi ubani obona ukuthi yiluphi ulwazi;
• Inkokhelo Ukuvunyelwa - akhokhelwayo izinhlelo zebhizinisi Ungase futhi izaziso uma izinkokhelo imvume;
• Bulk Izinkokhelo - Lolu khetho luyatholakala kuphela izinhlelo ezikhokhelwayo zebhizinisi. It ikuvumela ukudala amafayela ngobuningi ukuze ukwazi ukwamukela izinkokhelo amaningi ngesikhathi esifanayo;
• Izinzuzo - akhokhelwayo business plan abanikazi ungathola izinzuzo ezengeziwe ezivela Apple, Deliveroo, Expensify, Izikhangiso ze-Google, Ukuxega, Zipcar;
• Nezindleko Management - izinhlelo Paid ibhizinisi ukufinyelela kuzinto izinkampani usizo ukuphatha izindleko kanye namarisidi ngesikhathi umsebenzi uhambo lokuya emsebenzini;
• Payroll - ukuphatha abasebenzi bakho kwabasebenzi (kuphela izinhlelo ezikhokhelwayo ibhizinisi);
• Metal Card - Khula, Scale futhi Enterprise uhlelo amakhasimende uthole amakhadi eyodwa, ezimbili noma ezinhlanu metal akhawunti ngayinye mahhala (kuye ngokuthi plan). Ultimate uhlelo abazisebenzayo ungathola omunye ikhadi khulula. Freelancers ngohlelo professional Ungathenga ikhadi metal uma befuna.

How Revolut Lebhizinisi works

Ukuze abe ilungu isevisi, umsebenzisi kumele ugcwalise isicelo esikhethekile, ngemva kwalokho i-akhawunti yesevisi bayobhaliswa. Kuzothatha kusaba nemizuzu eyishumi ukuba ugcwalise isicelo, ngemva kwalokho kudingeka ulinde impendulo evela isevisi uma udinga ukwaziswa okwengeziwe. Njengomthetho, izicelo ningathathi ezingaphezu kuka izinsuku zebhizinisi eziyisikhombisa ekubuyekezweni Nokho, kwezinye izimo, kungase kuthathe isikhashana. Isikhathi esincane ukubukeza ngosuku olulodwa.

I-EUR eshibhe kakhulu yokushintshana kwe-USD ngaphandle kwezimali ezifihliwe

Bewazi yini ukuthi ungavula kalula i-akhawunti yemali eningi ongabamba kuyo izimali eziningi, njenge-EUR ne-USD phakathi kwezinye, bese uguqula i-EUR yakho iye ku-USD noma i-USD yakho iye ku-EUR nganoma yisiphi isikhathi ngokuchofoza okumbalwa futhi okunye okuphansi kakhulu emhlabeni imali?

Ukubhaliswa kwamahhala

Umehluko phakathi Revolut ngezokuvakasha futhi akhawunti ezinkampani ukuthi esimweni sokuqala, umuntu usebenza kuphela, futhi esimweni sesibili, kuba inkampani ezingaphezu kwesisodwa umsebenzi, kuleso simo Revolut Business iba ikhambi ekahle.

Ngenxa ukusebenza nge-akhawunti yebhizinisi, kungenzeka ukuze uthumele futhi wamukele imali zezimali ezahlukene 28. Ungakwazi oda amakhadi ambalwa engasetshenziswa kokubili lokukhokha kanye cash ukuhoxiswa.

Revolut Business futhi ngokuphepha imali, kanjalo ungakha amakhadi virtual, ngayinye okuyinto ungakhetha lwemali. Buhle inkonzo enjalo ukuthi umphathi-akhawunti ayikwazi ukubeka imikhawulo lawo makhadi, futhi kuleso simo kalula ukubavimbela ne ngokuchofoza inkinobho.

Ngaphezu kwalokho, uma ungenayo iwebhusayithi yakho siqu lapho ungase ukukhokhela izimpahla noma amasevisi, ungakha QR ukuba inkokhelo isicelo isevisi, noma ukwenza okufanayo, kodwa ngesimo isixhumanisi.

Revolut webhizinisi Ikhamphani

izinhlelo Paid ukunikeza ukufinyelela izici ezifana izindleko zokuphatha, ngobuningi izinkokhelo, kanti ezinye ngezokuvakasha uhlelo izici. Izimfanelo izinhlelo yenkampani zifana kakhulu. Omunye endaweni lapho bayehluka ungaphakathi imikhawulo.

1 Mahhala Isu (£ 0 ngenyanga)

• Mahhala metal amakhadi - 0 yizicucu;
• Mahhala Classic Amakhadi - Unlimited;
• izinkokhelo Mahhala kuma-akhawunti ekhona Revolut - Unlimited;
• Inani lamalungu ethimba lethu khulula - 2;
• Inani ukudluliselwa wendawo khulula - 5;
• Inombolo khulula ukudluliselwa ngamazwe - 0;
• Foreign exchange reserve ngokulinganisela yangempela: £ 0;
• Bamba futhi exchange 28 zezimali - yebo;
• akhawunti sendawo amakhilogremu zezinga eliphezulu kanye euro - yebo;
• IBAN - yebo;
• izindleko Mahhala phesheya - yebo;
• Ukuphathwa izinkokhelo okuqhubekayo - akukho;
• Phatha izindleko - akukho;
• Payroll - akukho;
• 24/7 ukusekela - akukho;
• Izimvume amalungu eqembu - akukho;
• isiqinisekiso zokukhokha - akukho;
• Bulk izinkokhelo - akukho;
• Izinzuzo - akukho.

2 Khulisa Hlela (£ 25 / ngenyanga)

• Mahhala metal amakhadi - 1;
• Mahhala Classic Amakhadi - Unlimited;
• izinkokhelo Mahhala kuma-akhawunti ekhona Revolut - Unlimited;
• Inani lamalungu ethimba lethu khulula - 10;
• Inani ukudluliselwa wendawo khulula - 100;
• Isibalo khulula ukudluliselwa ngamazwe - 10;
• Exchange Foreign reserve ngesilinganiso wangempela £ 10,000;
• Bamba futhi exchange 28 zezimali - yebo;
• akhawunti sendawo amakhilogremu zezinga eliphezulu kanye euro - yebo;
• IBAN - yebo;
• izindleko Mahhala phesheya - yebo;
• Ukuphathwa okuvela izinkokhelo - yebo;
• Phatha izindleko - yebo;
• Payroll - yebo;
• 24/7 ukusekela - yebo;
• Izimvume amalungu eqembu - yebo;
• isiqinisekiso zokukhokha - yebo;
• Bulk izinkokhelo - yebo;
• Izinzuzo - yebo.

3 Hlela Scale (£ 100 ngenyanga)

• Mahhala metal amakhadi - 2;
• Mahhala Classic Amakhadi - Unlimited;
• izinkokhelo Mahhala kuma-akhawunti ekhona Revolut - Unlimited;
• Inani lamalungu ethimba lethu khulula - 30;
• Isibalo khulula ukudluliselwa wendawo - 1000;
• Isibalo khulula ukudluliselwa ngamazwe - 50;
• Exchange Foreign reserve ngesilinganiso wangempela £ 50,000;
• Bamba futhi exchange 28 zezimali - yebo;
• akhawunti sendawo amakhilogremu zezinga eliphezulu kanye euro - yebo;
• IBAN - yebo;
• izindleko Mahhala phesheya - yebo;
• Ukuphathwa okuvela izinkokhelo - yebo;
• Phatha izindleko - yebo;
• Payroll - yebo;
• 24/7 ukusekela - yebo;
• Izimvume amalungu eqembu - yebo;
• isiqinisekiso zokukhokha - yebo;
• Bulk izinkokhelo - yebo;
• Izinzuzo - yebo.

4 Imali ekhokhelwa uhlelo Enterprise (itholakale ngendlela ngokuqondene Revolut)

• Mahhala metal amakhadi - 5;
• Mahhala Classic Amakhadi - Unlimited;
• izinkokhelo Mahhala kuma-akhawunti ekhona Revolut - Unlimited;
• Inani lamalungu ethimba lethu khulula - Unlimited;
• Inani ukudluliselwa wendawo khulula - Unlimited;
• Isibalo khulula ukudluliselwa ngamazwe - Unlimited;
• Exchange Foreign reserve ngesilinganiso real - Unlimited;
• Bamba futhi exchange 28 zezimali - yebo;
• akhawunti sendawo amakhilogremu zezinga eliphezulu kanye euro - yebo;
• IBAN - yebo;
• izindleko Mahhala phesheya - yebo;
• Ukuphathwa okuvela izinkokhelo - yebo;
• Phatha izindleko - yebo;
• Payroll - yebo;
• 24/7 ukusekela - yebo;
• Izimvume amalungu eqembu - yebo;
• isiqinisekiso zokukhokha - yebo;
• Bulk izinkokhelo - yebo;
• Izinzuzo - yebo.

Revolut Business ngezokuvakasha

The Revolut Business ngezokuvakasha account is for people who work under their own name, such as sole proprietors, freelancers, and self-employed business professionals. The account and any related banking transaction will be in the name of that particular person. Three tariff plans are available for such an account.

1 Uhlelo lwamahhala (i- £ 0 ngenyanga)

• Izinkokhelo zamahhala kuma-Akhawunti akhona avukelayo - angenamkhawulo;
• Inani lokudluliselwa kwamahhala kwasendaweni - 5;
• Inani lokudluliselwa kwamanye amazwe kwamahhala - 0;
• Indawo yokushintshaniswa kwangaphandle ngesilinganiso sangempela - amakhilogremu ama-0 amakhilogremu;
• Amalungu eqembu lamahhala - 1;
• Amakhadi wenkampani yamahhala e-TEAS yeqembu ngalinye - yebo;
• Bamba futhi ushintshe imali engama-28 - yebo;
• Ama-akhawunti endawo ngamaphawundi e-strling kanye ne-euro - yebo;
• IBAN - Yebo;
• Izindleko zamahhala phesheya - yebo;
• Ukuphathwa kwezinkokhelo eziphindaphindwayo - Cha;
• Phatha izindleko - cha;
• 24/7 Ukusekelwa - Cha;
• Izimvume zamalungu eqembu - Cha;
• Isiqinisekiso sokukhokha - Cha;
• Izinkokhelo eziningi - cha;
• Izinzuzo - Cha.

I-2 Plan Professional (£ 7 ngenyanga)

• Izinkokhelo zamahhala kuma-Akhawunti akhona avukelayo - angenamkhawulo;
• Inani lokudluliselwa kwamahhala kwasendaweni - 20;
• Inani lokudluliselwa kwamanye amazwe kwamahhala - 5;
• Indawo yokushintshaniswa kwangaphandle ngesilinganiso sangempela sama- £ 5,000;
• Amalungu eqembu lamahhala - 4;
• Amakhadi wenkampani yamahhala e-TEAS yeqembu ngalinye - yebo;
• Bamba futhi ushintshe imali engama-28 - yebo;
• Ama-akhawunti endawo ngamaphawundi e-strling kanye ne-euro - yebo;
• IBAN - Yebo;
• Izindleko zamahhala phesheya - yebo;
• Ukuphathwa kwezinkokhelo eziphindaphindwayo - yebo;
• Phatha izindleko - yebo;
• 24/7 Ukusekelwa - Yebo;
• Izimvume zamalungu eqembu - Yebo;
• Isiqinisekiso sokukhokha - Yebo;
• Izinkokhelo eziningi - yebo;
• Izinzuzo - Yebo.

3 I-Ultimate Case Rate (£ 25 / Inyanga)

• Izinkokhelo zamahhala kuma-Akhawunti akhona avukelayo - angenamkhawulo;
• Inani lokudluliselwa kwamahhala kwasendaweni - 100;
• Inani lokudluliselwa kwamanye amazwe kwamahhala - 10;
• Indawo yokushintshaniswa kwangaphandle ngesilinganiso sangempela sama- £ 10,000;
• Amalungu eqembu lamahhala - 10;
• Amakhadi wenkampani yamahhala e-TEAS yeqembu ngalinye - yebo;
• Bamba futhi ushintshe imali engama-28 - yebo;
• Ama-akhawunti endawo ngamaphawundi e-strling kanye ne-euro - yebo;
• IBAN - Yebo;
• Izindleko zamahhala phesheya - yebo;
• Ukuphathwa kwezinkokhelo eziphindaphindwayo - yebo;
• Phatha izindleko - yebo;
• 24/7 Ukusekelwa - Yebo;
• Izimvume zamalungu eqembu - Yebo;
• Isiqinisekiso sokukhokha - Yebo;
• Izinkokhelo eziningi - yebo;
• Izinzuzo - Yebo.

Bukela umkhawulo webhizinisi

Inkampani yebhizinisi evukelayo kanye nama-akhawunti we-freelance anemikhawulo ethile. Ukudluliselwa ngaphezulu komkhawulo wamahhala kungaphansi kwemali yamazwe aphesheya kwe- £ 3 futhi kuphathwa njengezinkokhelo ezisheshayo. Ukukhishwa kwe-ATM ngaphezulu komkhawulo wamahhala kungaphansi kwemali engu-2%.

I-Revolut yebhizinisi yi-akhawunti ye-multicurrench. Imininingwane ye-akhawunti yasebhange ku-EUR, USD ne-GBP ekuqaleni inikelwa ekuvuleni kwe-akhawunti. Ungahlala uthola imininingwane yasebhange kwezinye imali.

1 Imikhawulo: I-akhawunti ye-freelance

• Umkhawulo we-ATM Cash Ukuhoxiswa - ama- £ 3,000 ngosuku / ama- £ 100,000 ngenyanga;
• Dlulisela ngaphakathi komkhawulo - akukho mkhawulo (wokudluliselwa ngaphezulu kwama- £ 250,000 ngosuku, imininingwane eyengeziwe ingadingeka);
• Umkhawulo wokudlulisa umuntu ngamunye - ama- £ 250,000;
• Umkhawulo wansuku zonke u- £ 2 500,000;
• Umkhawulo weviki onke wokudluliselwa okuphumayo yi- $ 10,000,000;
• Umkhawulo wokukhokha owodwa - ama- £ 250,000;
• Umkhawulo wokukhokha nsuku zonke - 50;
• Umkhawulo wokukhokha masonto onke ngu-200.

2 Imikhawulo: I-akhawunti yenkampani

• Umkhawulo we-ATM Cash Ukuhoxiswa - ama- £ 3,000 ngosuku / ama- £ 100,000 ngenyanga;
• Ukudluliselwa Khawulela - Akunamkhawulo (ukudluliselwa ngaphezulu kwama- £ 250,000 ngosuku kungadinga imininingwane eyengeziwe);
• Umkhawulo wokudlulisa umuntu ngamunye - ama- £ 250,000;
• Umkhawulo wansuku zonke wokudluliselwa okuphumayo yi- $ 2 500,000;
• Umkhawulo weviki onke wokudluliselwa okuphumayo yi- $ 10,000,000;
• Umkhawulo wokukhokha owodwa - ama- £ 250,000;
• Umkhawulo wokukhokha nsuku zonke - 2,000;
• Umkhawulo wokukhokha masonto onke uneminyaka engama-5,000.

3 ukukhokha kanye nokudluliselwa kwemikhawulo: freelancer

• Izindleko zanyanga zonke - Mahhala - £ 0; Pro - £ 7; Ultimate - £ 25;
• Ukudluliselwa kusuka e-UK - u-20 Pence ukudluliswa;
• Ukudluliselwa okusheshayo ngokweqile kwesilinganiso samahhala - £ 3 ngokudluliswa ngakunye;
• Ukudluliselwa ku-Akhawunti noma kusuka kwenye i-akhawunti ye-Revut kukhululekile;
• Imali yokuguqula imali engaphezulu kwesilinganiso samahhala - ukukhokhiswa kwesilinganiso sokushintshana kwe-0.4%;
• Ukuhoxiswa kwemali - 2%;
• Ukwamukelwa kwezinkokhelo eziku-inthanethi ezingaphezu kwesilinganiso samahhala - amakhadi omthengi e-UK / e-EEA: 1.3%, amanye amakhadi: 2.8%.

4 Ukukhokha kanye nokudluliselwa kwemikhawulo: Inkampani

• Izindleko zanyanga zonke - Mahhala - £ 0; Khula - £ 25; Isikali - £ 100; I-Enterprise - ngesivumelwano;
• Ukudluliselwa kusuka e-UK - u-20 Pence ukudluliswa;
• Ukudluliselwa okusheshayo ngokweqile kwesilinganiso samahhala - £ 3 ngokudluliswa ngakunye;
• Ukudluliselwa ku-Akhawunti noma kusuka kwenye i-akhawunti ye-Revut kukhululekile;
• Imali yokuguqula imali engaphezulu kwesilinganiso samahhala - ukukhokhiswa kwesilinganiso sokushintshana kwe-0.4%;
• Ukuhoxiswa kwemali - 2%;
• Ukwemukelwa kwezinkokhelo eziku-inthanethi ezingaphezu kwesilinganiso samahhala - amakhadi omthengi e-UK / e-EEA: 1.3%; Amanye amakhadi: 2.8%.

Izinzuzo Nezingozi zebhizinisi le-Revut

• Izilungiselelo ze-akhawunti zivumelana nezimo kakhulu;
• Kukhona uhlelo lokusebenza lweselula olulula;
• Amakhadi anganikezwa abasebenzi bakho;
• Inqubo yokufaka isicelo ilula;
• Kuyisistimu ephephile futhi ethembekile;
• Izinga lokushintshana kwabo liyancintisana kakhulu;
• Akukho khomishini yokuthenga;
• Uma ikhadi lakho lintshontshiwe noma lilahlekile, lingaba yiqhwa.

• Kukhona umkhawulo wokuhoxiswa kwanyanga zonke we- £ 100,000 (noma imali elingana) kanye nomkhawulo wokuhoxiswa kwansuku zonke we- $ 3,000 (noma imali elinganayo). Kepha iningi, lokhu akuyona inkinga;
• Ama-akhawunti we-Euro kuphela angaxoxisana ngokuqondile;
• Ukuhoxiswa kwemali ngenhla komkhawulo wamahhala, imali e-2% ikhokhiswa.

Imibuzo Ebuzwa Njalo

Ngabe kuvukela kanjani kwebhizinisi kukwenza lula ukuthengiselana kwezimali kuwo womabili ama-euro kanye ne-USD yamabhizinisi aphesheya?

I-Revolut yebhizinisi inikezela ngama-akhawunti wemali amaningi, okuvumela amabhizinisi ukuba abambe, athole, futhi ashintshe imali kuma-Euro e-Euro nase-USD. Inikeza izici ezinjengokudluliswa kwemali kwamanye amazwe ngamanani wokuncintisana, amakhadi ezinkampani, namathuluzi okuphatha izindleko, okwenza ukuthengiselana komngcele komthungo.